Do you buy houses in bad condition?

Yes. We buy houses in any condition, including fire damage, water damage, foundation issues, mold, hoarder situations, and open code violations. You do not need to make repairs, clean up, or haul anything out. We walk the property as it sits and make an offer based on what we see.

How fast can you close on an as-is house?

Most closings happen in 7 to 14 days from the signed purchase agreement. When title is clean and straightforward, we can close in as few as 5 days. The timeline depends on the title company's schedule and any liens or probate items that need to clear, and we tell you upfront what your specific timeline looks like.

Do you buy inherited houses?

Yes, and this is a large part of what we do. We work directly with heirs and estate attorneys, and we can close during or after probate depending on where the estate stands. If multiple heirs are involved, we coordinate signatures and disbursements at closing so each heir receives their share from the title company.

Do you buy foreclosures or pre-foreclosures?

Yes. If you have a sale date coming up, call us as early as possible so we have time to close before the auction. We handle the payoff directly with your lender and settle the loan balance at closing from the sale proceeds. In many cases, sellers walk away with cash even when they thought they had no equity left.

Do you buy houses with tax liens?

Yes. Tax liens, mortgage liens, HOA liens, and judgment liens all get settled at closing directly from the sale proceeds. You do not need to pay anything out of pocket to clear them. The title company disburses funds to each lienholder, and whatever remains after payoffs is yours.

What areas do you buy in?

We buy across South Louisiana, the Alabama Gulf Coast, and the Florida Panhandle. In Louisiana that includes Jefferson Parish, Orleans Parish, Metairie, New Orleans, Kenner, Uptown, and Mid-City. On the coast we cover Baldwin County (Gulf Shores, Orange Beach) and the Florida Panhandle (Fort Walton Beach, Escambia County, Okaloosa County).

Do I pay any fees or closing costs?

No. There are no agent commissions, no listing fees, no closing costs charged to you, and no repair credits taken out of your proceeds. The offer we give you is the amount you receive at closing, minus only any liens or payoffs owed on the property itself.

How is your cash offer calculated?

The math is simple and we show it to you: after-repair value (ARV) minus renovation cost minus a fair profit for our work equals your offer. ARV comes from recent comparable sales in your neighborhood. Renovation cost comes from what the property actually needs to be resold. We walk you through each number so you understand exactly how we got to the offer.

Do you require an inspection before making an offer?

No formal inspection is required. We walk the property ourselves, usually in 20 to 30 minutes, and factor condition into the offer at that point. Because we buy as-is and take on the repair risk ourselves, we do not send inspectors back for renegotiation after the offer is signed. The price we agree to is the price we close at.

How do I know you actually have the cash to close?

We provide proof of funds in writing before you sign anything, either a bank statement or a letter from our banking partner showing available cash for the purchase. We close with our own capital, not a mortgage or hard money loan, so there is no financing contingency and no lender who can back out at the last minute. If the title company confirms our funds are in escrow, closing happens on the date agreed.

We Buy Houses Loxley AL, Cash Home Buyer in Baldwin County

Cash offer within 24 hours. Close in as little as 7 days. Any condition, any situation. No fees, no repairs, no obligation. Call or text (504) 920-4747.

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By Andrew Rodriguez and Tony Bertucci, Bertucci Investment Group

Loxley sits in the middle of Baldwin County, where Interstate 10 meets State Route 59 at Exit 44 and U.S. 90 runs through town as Hickory Street. It has grown fast, from 1,632 residents in the 2010 census to 3,710 in 2020, as families spread out from Daphne and Spanish Fort toward a town that sits almost halfway between Mobile and Pensacola. Growth brings new subdivisions. It also leaves behind older homes, family acreage, and inherited houses that do not fit a traditional listing.

That is what Bertucci Investment Group buys every week across Loxley, Robertsdale, Silverhill, Spanish Fort, and the rest of Baldwin County. We are a local cash buyer. No listing agents, no repairs, no showings, no financing contingency. Call or text (504) 920-4747 and we will walk the house this week.

Why sell to Bertucci Investment Group in Loxley

Bertucci Investment Group is a family-run company led by Andrew Rodriguez and Tony Bertucci. We work the Alabama Gulf Coast every week, so a Loxley call gets the same treatment as a Fairhope or Gulf Shores call: one walk-through, one written cash offer within 24 hours, and a closing date you choose.

You do not pay a commission. You do not fix anything, clean anything out, or negotiate an inspection report. Closings run through a Baldwin County title company or closing attorney, and out-of-state sellers can sign by mail.

Loxley at a glance: what shapes the local housing stock

Loxley started as a lumber camp. The city traces its name to Michigan native John Loxley, who established a lumber camp around 1900. Its post office opened in 1906, followed by the first schoolhouse in 1908. Loxley incorporated in 1957 and officially became a city in 2022. Farming is still part of the identity: Loxley hosts the Baldwin County Strawberry Festival every spring, and the roadside farm markets along Highway 59 are a local landmark.

That history shows up in the houses. Older homes sit in the original town grid near Hickory Street, rural lots and small farm parcels spread across the 36551 ZIP, and newer subdivisions have filled in near the interstate. U.S. 90 runs 5 miles east to Robertsdale and about 11 miles west to Spanish Fort, which is why Loxley works as a commuter town for jobs on both sides of Mobile Bay.

Loxley is inland and away from beach flood zones, but Baldwin County wind exposure is countywide. Hurricane Ivan in 2004 and Hurricane Sally in 2020 both made landfall near Gulf Shores, and older roofs, trees, and outbuildings across central Baldwin still carry the history of those storms.

Common Loxley seller situations we buy

Absentee out-of-state owner. You inherited or bought a Loxley house years ago and now live in Georgia, Texas, or farther. Managing tenants, lawn care, and repairs from out of state gets old. We buy it as-is and close by mail.
Inherited property. A parent or grandparent left the house through Alabama probate, which runs through the Baldwin County Probate Court in Bay Minette, the county seat. We work with the estate on the court’s timeline so multiple heirs get one clean number to split.
Rental burnout. A long-term tenant who stopped paying, a short-term rental that stopped booking, or a property that needs more work than the rent covers. We buy with the tenant in place and handle it after closing.
Storm damage. A tarped roof, a stalled wind claim, water damage behind the drywall, or an outbuilding that never got rebuilt. We price the condition into the offer and you do not swing a hammer.
Divorce or relocation. A Baldwin County divorce that needs the house sold on a schedule, or a job move with a hard start date. We close privately and on the date that fits.
Tax delinquent or behind on the mortgage. Baldwin County property tax arrears or missed mortgage payments heading toward foreclosure. Back taxes and liens are paid out of proceeds at closing, so you do not front the money.

Our process: three steps

Tell us about the house. Call or text (504) 920-4747 or fill out the short form at the top of this page with your name, phone, and property address.
Get a written cash offer within 24 hours. We walk the Loxley property with you, look at the real condition, and put a written offer in your hands within 24 hours of the walk-through. No obligation.
Close on your timeline. If the offer works, we open title with a Baldwin County title company and close in as little as 7 days, or later if you need more time to move.

Loxley cash sale FAQ

How fast can you close on a Loxley house?

As fast as 7 days once title is clear. Most closings land in two to three weeks. If the house is in probate or an heir lives out of state, we follow the court and paperwork timeline and hold the offer.

Do you buy older homes, farmhouses, and acreage around Loxley?

Yes. Older homes in the town grid, farmhouses on small acreage, mobile homes on owned land, and newer subdivision houses. Foundation issues, old wiring, a failing septic, or a dated roof do not disqualify a property. We price the condition in.

Will you buy a Loxley house that is inherited or in Alabama probate?

Yes. Inherited Baldwin County houses are a big part of what we buy. We can sign a purchase agreement now and close when the Baldwin County Probate Court case allows. Out-of-state heirs sign by mail.

I live out of state. Can I sell my Loxley house without coming back?

Yes. Baldwin County title companies handle mail-away and remote notary closings routinely. You sign where you live and funds are wired after closing. If a tenant is in place, we coordinate with them directly.

Do you buy Loxley houses with storm damage or an open insurance claim?

Yes. Roof damage, tree damage, water intrusion, or a claim that never got settled. We buy the house in the condition it stands and price the repairs into the offer.

Are there any fees or commissions?

None on our side. No listing commission, no repair credits, no inspection response, and no financing contingency. Any standard seller-side closing costs are listed clearly on the closing statement before you sign.

Ready for a cash offer on your Loxley house?

Call or text (504) 920-4747, or fill out the form at the top of this page, and we will set up a walk-through this week. We also buy across Baldwin County, including Fairhope, Foley, Gulf Shores, Orange Beach, Daphne, and Silverhill. Back to the Bertucci Investment Group home page.

Baldwin County neighbors trust Bertucci Investment Group. Read our Google reviews from sellers across the Gulf Coast.