If you’re a Metairie homeowner trying to sell fast, the honest answer is that a real cash sale can close in 7 to 14 days. Not a promise of “24 hours” or “instant.” A promise of speed with a real, verifiable Louisiana closing schedule. Here’s exactly how it works with a legitimate cash buyer, why some deals close faster, and what to watch out for.
What “fast cash sale” actually means in Metairie
A cash sale means the buyer has funds on hand or a proof-of-funds letter from a lender, and you skip the traditional mortgage-underwriting timeline (30 to 45 days). In Jefferson Parish, a genuine cash sale still needs three things: a title search, a wire from the buyer to the title company, and both parties signing at closing. The title search is what usually sets the floor at about 7 days — Louisiana title companies pull chain of title, tax records, and any liens or judgments recorded at the Jefferson Parish Clerk of Court, then produce a title commitment. Fast title work in Metairie runs 5 to 7 business days.
The real timeline: day-by-day
- Day 0: You reach out and describe the property. A good cash buyer asks about condition, mortgage payoff, and any tenants or occupants.
- Day 1-2: Walk-through or drive-by. In-person inspection takes 20-30 minutes; the buyer verifies the property matches what you described.
- Day 2-3: Written cash offer with a specific closing date. Legitimate cash buyers put the offer in writing and include earnest money terms.
- Day 3-4: If you accept, the contract is signed and sent to a Louisiana title company (in Metairie, common ones include First American Title, Stewart Title, and local Jefferson Parish escrow companies).
- Day 5-10: Title search runs. If clean, closing is scheduled.
- Day 10-14: Closing day. You sign, funds wire, you’re done. Cash in your account same day or next business day.
When it goes faster — and when it can’t
The fastest legitimate Metairie cash closings we’ve seen close in 5 to 7 days. That happens when: (1) the title is completely clean, (2) there’s no mortgage payoff to coordinate, and (3) the seller is already prepared with ID, deed, and any HOA/condo docs. If the property has an active mortgage, the title company needs a payoff statement from your lender, which typically takes 2 to 5 business days to arrive. If there are heirs on title (an inherited property that wasn’t properly probated), or a lien from a contractor, the timeline stretches to the parish court schedule — usually 30 to 90 days to resolve.
Red flags to avoid
If a “cash buyer” tells you they’ll close in 24 hours with no walk-through and no title work, walk away. That’s either wholesaling (they’re not the actual buyer, they’re trying to assign the contract for a fee), or worse. A legitimate Metairie cash buyer will show proof of funds, walk your property, use a licensed Louisiana title company, and give you a firm closing date in writing. If your buyer can’t do all four, they don’t have the money.
What we do at Bertucci Investment Group
We’re a local Metairie cash buyer with offices at 128 Colby Street. We buy houses as-is anywhere in Jefferson Parish, Orleans Parish, and St. Tammany. Typical closing window is 7 to 14 days from accepted offer, and we cover the title company fee. You pay nothing at closing beyond your existing mortgage payoff. Call (504) 920-4747 for a cash offer within 24 hours, or use the form on this page.
Frequently asked questions
Can I close in 3 days?
Not with a legitimate cash sale that includes a Louisiana title search. Anyone promising 3 days is either skipping title work (which puts you at risk of a bad deed) or wholesaling the contract to someone else. Realistic minimum for a clean, buyer-funded Metairie cash closing is 5 to 7 days.
Do I have to make repairs?
No. A real cash buyer takes the property as-is. That’s the whole point. If a buyer asks for repairs before closing, they’re behaving like a retail buyer, not a cash investor.
What if I still have a mortgage on the house?
The title company orders a payoff statement from your lender and wires that amount directly at closing. You get the difference between the cash offer and the payoff. If the mortgage is higher than the offer (underwater), the sale can’t proceed as a straight cash sale — you’d need to pay the shortfall or negotiate a short sale with your lender first.
Are there any fees?
With Bertucci Investment Group, no. We cover the title company fee. You pay your existing mortgage payoff and any unpaid property tax if applicable. That’s it. No commission, no closing costs to you, no repair credits.
How do I get an offer?
Call (504) 920-4747 or fill out the form on this page. We respond within 24 hours with a written cash offer.