If you’re a Metairie homeowner trying to sell fast, the honest answer is that a real cash sale can close in 7 to 14 days. Not a promise of “24 hours” or “instant.” A promise of speed with a real, verifiable Louisiana closing schedule. Here’s exactly how it works with a legitimate cash buyer, why some deals close faster, and what to watch out for.
What “fast cash sale” actually means in Metairie
A cash sale means the buyer has funds on hand or a proof-of-funds letter from a lender, and you skip the traditional mortgage-underwriting timeline (30 to 45 days). In Jefferson Parish, a genuine cash sale still needs three things: a title search, a wire from the buyer to the title company, and both parties signing at closing. The title search is what usually sets the floor at about 7 days. Louisiana title companies pull chain of title, tax records, and any liens or judgments recorded at the Jefferson Parish Clerk of Court, then produce a title commitment. Fast title work in Metairie runs 5 to 7 business days.
The real timeline: day-by-day
- Day 0: You reach out and describe the property. A good cash buyer asks about condition, mortgage payoff, and any tenants or occupants.
- Day 1-2: Walk-through or drive-by. In-person inspection takes 20-30 minutes; the buyer verifies the property matches what you described.
- Day 2-3: Written cash offer with a specific closing date. Legitimate cash buyers put the offer in writing and include earnest money terms.
- Day 3-4: If you accept, the contract is signed and sent to a Louisiana title company (in Metairie, common ones include First American Title, Stewart Title, and local Jefferson Parish escrow companies).
- Day 5-10: Title search runs. If clean, closing is scheduled.
- Day 10-14: Closing day. You sign, funds wire, you’re done. Cash in your account same day or next business day.
When it goes faster, and when it can’t
The fastest legitimate Metairie cash closings we’ve seen close in 5 to 7 days. That happens when: (1) the title is completely clean, (2) there’s no mortgage payoff to coordinate, and (3) the seller is already prepared with ID, deed, and any HOA or condo docs. If the property has an active mortgage, the title company needs a payoff statement from your lender, which typically takes 2 to 5 business days to arrive. If there are heirs on title (an inherited property where succession hasn’t been completed), or a lien from a contractor, the timeline stretches to the parish court schedule, usually 30 to 90 days to resolve.
How to make your Metairie cash closing faster
Sellers control more of the timeline than they think. The deals that close fastest are the ones where the seller has a few things ready before the title company asks:
- Photo ID for every person on title.
- Your lender’s name and loan number if there’s a mortgage, so the payoff statement request goes out on day one.
- HOA or condo association contact info if the property has one, since association documents and estoppel letters take days to produce.
- Succession or succession-attorney contact if the property is inherited, so title work and the court process run in parallel instead of back-to-back.
- Any payoff or lien notices you’ve received (code enforcement, judgments, second mortgages). Surprises found in the title search are the number one cause of delay; handing them over upfront lets the title company clear them early.
Red flags to avoid
If a “cash buyer” tells you they’ll close in 24 hours with no walk-through and no title work, walk away. That’s either wholesaling (they’re not the actual buyer, they’re trying to assign the contract for a fee), or worse. A legitimate Metairie cash buyer will show proof of funds, walk your property, use a licensed Louisiana title company, and give you a firm closing date in writing. If your buyer can’t do all four, they don’t have the money.
What we do at Bertucci Investment Group
We’re a local cash home buyer in Metairie with our office at 128 Colby Street. We buy houses as-is across Jefferson Parish, including Kenner and Gretna, plus Orleans Parish and St. Tammany. Typical closing window is 7 to 14 days from accepted offer, and we cover the title company fee. You pay nothing at closing beyond your existing mortgage payoff. Call or text (504) 920-4747 for a cash offer within 24 hours, or use the form on this page.
Frequently asked questions
Can I close in 3 days?
Not with a legitimate cash sale that includes a Louisiana title search. Anyone promising 3 days is either skipping title work (which puts you at risk of a bad deed) or wholesaling the contract to someone else. Realistic minimum for a clean, buyer-funded Metairie cash closing is 5 to 7 days.
Do I have to make repairs?
No. A real cash buyer takes the property as-is. That’s the whole point. If a buyer asks for repairs before closing, they’re behaving like a retail buyer, not a cash investor. More on how as-is sales work here: selling a house as-is in the New Orleans area.
What if I still have a mortgage on the house?
The title company orders a payoff statement from your lender and wires that amount directly at closing. You get the difference between the cash offer and the payoff. If the mortgage is higher than the offer (underwater), the sale can’t proceed as a straight cash sale; you’d need to pay the shortfall or negotiate a short sale with your lender first.
Are there any fees?
With Bertucci Investment Group, no. We cover the title company fee. You pay your existing mortgage payoff and any unpaid property tax if applicable. That’s it. No commission, no closing costs to you, no repair credits.
How do I get an offer?
Call or text (504) 920-4747 or fill out the form on this page. We respond within 24 hours with a written cash offer.