Do you buy houses in bad condition?

Yes. We buy houses in any condition, including fire damage, water damage, foundation issues, mold, hoarder situations, and open code violations. You do not need to make repairs, clean up, or haul anything out. We walk the property as it sits and make an offer based on what we see.

How fast can you close on an as-is house?

Most closings happen in 7 to 14 days from the signed purchase agreement. When title is clean and straightforward, we can close in as few as 5 days. The timeline depends on the title company's schedule and any liens or probate items that need to clear, and we tell you upfront what your specific timeline looks like.

Do you buy inherited houses?

Yes, and this is a large part of what we do. We work directly with heirs and estate attorneys, and we can close during or after probate depending on where the estate stands. If multiple heirs are involved, we coordinate signatures and disbursements at closing so each heir receives their share from the title company.

Do you buy foreclosures or pre-foreclosures?

Yes. If you have a sale date coming up, call us as early as possible so we have time to close before the auction. We handle the payoff directly with your lender and settle the loan balance at closing from the sale proceeds. In many cases, sellers walk away with cash even when they thought they had no equity left.

Do you buy houses with tax liens?

Yes. Tax liens, mortgage liens, HOA liens, and judgment liens all get settled at closing directly from the sale proceeds. You do not need to pay anything out of pocket to clear them. The title company disburses funds to each lienholder, and whatever remains after payoffs is yours.

What areas do you buy in?

We buy across South Louisiana, the Alabama Gulf Coast, and the Florida Panhandle. In Louisiana that includes Jefferson Parish, Orleans Parish, Metairie, New Orleans, Kenner, Uptown, and Mid-City. On the coast we cover Baldwin County (Gulf Shores, Orange Beach) and the Florida Panhandle (Fort Walton Beach, Escambia County, Okaloosa County).

Do I pay any fees or closing costs?

No. There are no agent commissions, no listing fees, no closing costs charged to you, and no repair credits taken out of your proceeds. The offer we give you is the amount you receive at closing, minus only any liens or payoffs owed on the property itself.

How is your cash offer calculated?

The math is simple and we show it to you: after-repair value (ARV) minus renovation cost minus a fair profit for our work equals your offer. ARV comes from recent comparable sales in your neighborhood. Renovation cost comes from what the property actually needs to be resold. We walk you through each number so you understand exactly how we got to the offer.

Do you require an inspection before making an offer?

No formal inspection is required. We walk the property ourselves, usually in 20 to 30 minutes, and factor condition into the offer at that point. Because we buy as-is and take on the repair risk ourselves, we do not send inspectors back for renegotiation after the offer is signed. The price we agree to is the price we close at.

How do I know you actually have the cash to close?

We provide proof of funds in writing before you sign anything, either a bank statement or a letter from our banking partner showing available cash for the purchase. We close with our own capital, not a mortgage or hard money loan, so there is no financing contingency and no lender who can back out at the last minute. If the title company confirms our funds are in escrow, closing happens on the date agreed.

Sell Jefferson Parish Rental: Insurance Q&A

By Andrew Rodriguez & Tony Bertucci

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Thinking about whether to sell rental property in Jefferson Parish as insurance premiums, flood coverage and deductibles keep climbing? This Q&A is for Metairie, Kenner and West Bank landlords weighing an as-is cash sale against holding the rental, with or without tenants in place.

Prefer to talk it through? Call 504-920-4747. There is no obligation to accept an offer.

Should I sell rental property in Jefferson Parish when insurance premiums keep rising?

Start with your actual numbers. List twelve months of rent collected, then subtract the wind and hazard premium, flood premium, property taxes, repairs, vacancy and any management fee. Many Louisiana landlords have seen renewals rise faster than rents, and a policy that once left a margin can now leave the property breaking even or losing money each month.

If the numbers still work and you want to keep the rental, focus on the insurance steps below. If they do not, selling may free up cash and time. The right answer depends on your goals, your tax situation and how long you planned to hold. A cash offer is one data point for that decision, and requesting one does not commit you to sell.

Can I sell a Jefferson Parish rental with tenants still living there?

Yes. We buy occupied single-family homes and doubles across Metairie, Kenner, Gretna and Marrero. Louisiana has specific rules about when an existing lease binds a new owner, including whether the lease is recorded, so ask the closing attorney how your leases carry through the sale. Do not promise a tenant that nothing will change, and do not promise the buyer a vacant unit, until that is confirmed.

Gather each lease, the rent roll, security deposit records and any written notices you have sent or received. Deposits and prorated rent are normally handled at closing so that tenants’ funds follow the property. Give tenants reasonable notice before any walkthrough. A respectful process keeps occupants cooperative and protects you from disputes after the sale.

What if my insurer non-renewed the policy or raised the deductible?

Do not let coverage lapse while you decide. If your carrier non-renewed, ask your agent about replacement options, including Louisiana Citizens or a surplus lines policy, and keep proof of coverage in force through closing. A mortgage lender may place its own coverage if yours lapses, and that is usually more expensive and covers only the lender.

Tell the buyer about a non-renewal, a higher hurricane deductible or an open claim. Share the declarations page and any adjuster correspondence. An as-is cash buyer can evaluate the property without requiring you to finish claim repairs first, but the purchase agreement should state clearly who keeps any unpaid claim proceeds and how open claims are handled at closing.

Does a flood zone or past flood claim stop a cash sale of a Metairie, Kenner or West Bank rental?

No. Much of Jefferson Parish sits in mapped flood zones, and buyers who pay cash are not bound by lender flood insurance requirements the way financed buyers are. What helps is information: your flood zone designation, an elevation certificate if you have one and a summary of past flood claims or repairs.

If you carry a National Flood Insurance Program policy, ask your agent whether it can be assigned to a buyer, since that can matter for some purchasers. Be accurate about water history; the Louisiana property disclosure process expects it. A cash sale reduces the number of approvals involved, but honest records are still what keep a closing date firm.

What about deferred repairs or code notices on the rental?

Rising premiums often squeeze the maintenance budget first, so many rentals we see have an older roof, dated systems or tenant wear. You can sell as-is without making those repairs. Share what you know about the roof age, plumbing, HVAC, foundation and any past water or termite issues so the offer reflects the real condition.

If Jefferson Parish or a city such as Kenner or Gretna has issued a code notice or fine, bring the letter. Open notices do not automatically prevent a sale, and the closing professional can confirm what must be paid or resolved at closing. Addressing it early avoids last-minute surprises on the settlement statement.

How do I compare offers when I sell rental property in Jefferson Parish?

Put the options side by side on a net basis. A listed rental may take longer to sell, may need repairs or vacancy to show well and carries commissions and extra months of insurance and taxes. A direct cash sale may close sooner with fewer conditions. Compare inspection periods, earnest money, closing costs, assignment language and the proposed date.

Talk to a CPA before you sign. Selling an investment property can trigger capital gains and depreciation recapture, and some owners explore a 1031 exchange, which has strict timelines. Knowing your after-tax result makes the comparison meaningful. You can request an offer, review it with your advisers and decline it.

Talk to a local cash buyer about your rental

Bertucci Investment Group buys rental houses and small multifamily properties across Jefferson Parish and New Orleans. See our Jefferson Parish cash home buyer page, Metairie page, Kenner page, Gretna page and Marrero page. Own a rental in Orleans Parish? Read our New Orleans landlord guide. Request a cash offer above or call 504-920-4747. This guide is general information, not legal, tax or insurance advice.

Sell Rental Property in Jefferson Parish: Landlord Insurance Q&A