Falling behind on your mortgage can feel overwhelming. You may be getting notices from your lender, avoiding phone calls, or unsure what your next move should be. If you’re in Louisiana and facing possible foreclosure, you’re not alone—and you have options.
At Bertucci Investment Group (BIG), we’ve helped hundreds of homeowners like you avoid foreclosure and move forward with peace of mind. Here’s what you need to know now.
1. Understanding the Foreclosure Process in Louisiana
Louisiana is a judicial foreclosure state, meaning the lender must go through the court system to foreclose on your property. Here’s a simplified timeline of how it usually plays out:
- 30+ Days Late: You’re officially in default. The lender will begin sending notices.
- 90+ Days Late: The lender may file a foreclosure lawsuit.
- Summons Issued: You’ll be served court documents and have a short window to respond.
- Judgment & Auction: If no payment or resolution is made, the home may be sold at auction.
Important: The entire process can move faster than expected. Staying ahead of it is key.
2. Your Legal Rights as a Homeowner
Louisiana law allows you some protections:
- Right to cure default: You may be able to bring the loan current before the foreclosure sale.
- Right to contest: You can challenge the foreclosure in court (though this can be expensive).
- Right to sell before auction: This is where BIG can step in to help.
3. How to Stop Foreclosure Without Ruining Your Credit
Many homeowners don’t realize that selling your home before foreclosure is often the fastest and least stressful solution. Here’s why:
✅ Avoid foreclosure on your credit
✅ Walk away with cash (even if you have little or no equity)
✅ Stop legal proceedings
✅ Save your peace of mind
4. Why Work with Bertucci Investment Group (BIG)?
We specialize in buying homes fast—as-is, in any condition, no repairs or clean-outs needed. Whether your house is storm-damaged, inherited, or just behind on payments, we make the process simple.
- No realtor fees
- No waiting on buyers
- We can close in as little as 7 days
We’re local, we’re honest, and we’re here to help—not pressure.
5. What to Do Right Now
If you’re behind on payments and stressed about foreclosure, take these steps immediately:
- Don’t ignore lender notices
- Get informed about your timeline
- Contact BIG for a free, no-obligation offer
Even if you’re not ready to sell, we’re happy to talk through your options and answer your questions.
💬 Let’s Talk—Before It’s Too Late
Don’t wait until your house is up for auction. If you’re in New Orleans or anywhere in Louisiana and need to sell fast, BIG is here to help.
📞 Call or text us today at 504-920-4747